Remote Mortgage Loan Officer - Inbound Leads, Base Pay + Uncapped Commission

Other Jobs To Apply

Remote Mortgage Loan Officer (MLO) — Inbound Leads, Base Pay + Uncapped Commission

United Mortgage Lending (UML) | Full-Time | Remote

Stop Chasing Leads. Start Closing More Loans.

Are you a driven Mortgage Loan Officer who wants more opportunities to close, competitive earning potential, and the support to build a high-performing pipeline?

At United Mortgage Lending (UML), we give motivated loan officers access to lead opportunities, advanced technology, and dedicated operational support—so you can spend less time prospecting from scratch and more time turning opportunities into funded loans.

UML is a leading national mortgage brokerage and a proud partner of United Wholesale Mortgage (UWM), the nation's largest wholesale mortgage lender. Our partnership provides access to a broad range of mortgage solutions, streamlined lending technology, and resources designed to help move loans efficiently from application to closing.

What sets UML apart? Opportunity. Support. Earning potential.

We provide hot inbound leads, outbound lead opportunities, and live transfers to help you connect with prospective borrowers and build a productive pipeline.

Our team averages under 14 days in loan turn time, according to our internal performance metrics, helping qualified borrowers move through the lending process efficiently.

If you're competitive, customer-focused, and ready to maximize your production, UML offers an environment built for ambitious mortgage professionals.

Why Mortgage Loan Officers Choose UML

  • $100K–$500K+ earning potential through base pay and uncapped commission.
  • Multiple sources of loan opportunities through hot inbound leads, live transfers, and outbound campaigns.
  • Fast loan turn times with an average under 14 days.
  • Dedicated processing support so you can focus on originating and closing loans.
  • Wholesale lending advantages through our partnership with UWM.
  • Competitive benefits package featuring health, dental, and vision coverage, plus a 401(k) with company match.
  • Performance-driven culture that values initiative, collaboration, and results.

What You'll Do

  • Connect with prospective borrowers through inbound leads, live transfers, and outbound sales opportunities.
  • Build relationships with borrowers and identify mortgage solutions aligned with their financial goals and eligibility.
  • Guide clients through purchase, refinance, and home-equity financing opportunities, as permitted by applicable licensing and company guidelines.
  • Review preliminary credit, income, and financial information while coordinating documentation with processing.
  • Manage an active pipeline, follow up consistently, and move qualified opportunities toward application, approval, and closing.
  • Partner with processors and other lending team members to help keep loans moving efficiently.
  • Deliver a responsive, professional borrower experience while meeting sales, production, and compliance expectations.

What We're Looking For

  • Active NMLS Mortgage Loan Originator license and applicable state licensing or registration requirements.
  • Mortgage origination or sales experience preferred; candidates with strong sales ability and a demonstrated capacity to close may also be considered.
  • Confidence handling live transfers, engaging borrowers, overcoming objections, and following up consistently.
  • Strong communication, relationship-building, organization, and pipeline-management skills.
  • A results-oriented mindset, professional integrity, and a commitment to responsible lending and compliance.
  • Comfort working in a fast-paced, goal-driven environment.

Compensation, Schedule & Benefits

  • Compensation: $100,000–$500,000+ advertised annual earning potential, including base pay and uncapped commission. Actual earnings depend on production, performance, and the applicable compensation plan.
  • Schedule: Full-time, Monday–Friday, 8:00 a.m.–5:00 p.m.
  • Benefits: Health, dental, and vision insurance; 401(k) with a 4% company match; employee referral program.

Ready to Take Your Mortgage Career to the Next Level?

If you're ready to spend less time hunting for prospects and more time originating loans, building borrower relationships, and earning based on your results, we'd like to meet you.

Bring your drive. We'll bring the opportunities and support.

Apply today to join United Mortgage Lending and explore what you can achieve with a strong pipeline and uncapped earning potential.

Job Type: Full-time

Pay: $100,000.00 - $500,000.00 per year

Benefits:

  • 401(k) 4% Match
  • Dental insurance
  • Health insurance
  • Referral program
  • Vision insurance

Application Question(s):

  • Provide NMLS ID:

License/Certification:

  • MLO License (Preferred)

Work Location: Remote

Back to blog

Other Jobs To Apply

Independent Client Solutions Agent | 100% Remote

Video Editing Specialist - Fully Remote | Upto $40/hr

Remote Business Development Manager (100% Remote and Performance Based)

Sales Consultant at Sysco: 100% Remote (Marina Del Rey, CA, Santa Monica, West Los Angeles)

Clinical Project Manager - Oncology (Client Dedicated/Remote)

Online Teen Jobs Worldwide

Virtual Clinician Home Evaluations Nurse Practitioner or Physician Assistant Full Time – Oregon

No-Phone Remote Work | Quiet Environment | $25-...

Senior Mechanical Engineer - REMOTE WORK

Remote Chat Operator (No Calling / Entry Level)

Contract Education Writer (Remote)

Remote Healthcare Customer Service (Insurance Knowledge a Plus)

Senior Full Stack Developer (Remote)

General Candidates (REMOTE)

Business Management Consulting Expert (Remote | $150–$350/hr)

Crop Consultant at Nutrien Ag Solutions: 100% Remote (Jetmore, KS)

Proofreading and Editing

Remote Customer Service Specialist

Remote Inside Sales Representative

Tax Filer-REMOTE

Chewy Remote Typing For Teens No Experience – US ( FULL TIME )

URGENT NEED - Sr Atlassian Architect - REMOTE - USC - GC

Work From Home Data Entry - Remote Job

Remote Regional New Business Developer - Foodservice Growth

Clinical Scientist - Cardiovascular

Telephonic Triage RN Nurse - Remote

Business Operations Specialist - Remote

Licensed Mortgage Professional Assistant - Westminster, CO - Remote

BigLaw lawyers - Remote

Educational Consultant ELA or Reading Per Diem

Licensed Life and Health Insurance Agents-Remote Position

Justice Specialist (Full Time, Remote, Harnett and Johnston County, North Carolina Based)

Part Time Faculty – Communications

Remote Cannabis Dispensary Owner Flexible High Earning

Apple Work From Home Job $25/Hr

Quality Assurance Reviewers - Examiners at RYZE Claim Solutions: 100% Remote (TX)

Project Manager (Part Time, Remote)

HR & Payroll Administrator (remote)

Certified Medical Assistant - Remote

Remote Inside Sales Representative

Patent Manager (Full-time | 100% Work-From-Home)

Remote - Hobby Lobby reputed company $27/Hour -

Independent Recruiter / Headhunter

Contract Manager - Federal Emergency Management Agency Public Assistance at ICF: 100% Remote (Reston, VA, Washington, DC, US (Not hiring in AK, HI))

Senior Leader, Industry Relations (Payments)

Remote | Cyber Security Engineer — \$30–\$100/hour

Chat Support Agent (Remote) - 15 - 18/hr

Scheduler - 3rd Shift- Remote

University Operations Specialist - Fully Remote | Upto $70/hr

Remote Technical Support Specialist - Entry Level, No Degree Required

Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...