<strong>Description<br><br></strong><strong>Work for an Award Winning Company Culture!<br><br></strong>Are you an independent, self-starting, team player with a positive attitude? Are you passionate about giving back to your community? Do you want to work for a company that we like to think as the “happiest place in mortgage” and has been voted a “Best Place to Work” for the last 17 years? Join our family at Homeowners Financial Group and you can take advantage of our great benefits.<br><br><strong>Benefits<br><br></strong><ul><li>Award-Winning Company Culture</li><li>Employee volunteer opportunities</li><li>10 paid holidays</li><li>Generous paid time off policy</li><li>United Healthcare Benefits including medical, dental and vision benefits through Delta, life, and disability</li><li>Ancillary Benefits include: Mutual of Omaha, MetLaw Legal Plan, Pet Benefit Solutions</li><li>401k with discretionary match</li><li>Employee tenure program</li><li>President's Club eligibility for both Sales and Operations staff<br><br></li></ul><strong>Who We Are: </strong>Homeowners Financial Group has over 300 employees in 41 offices across the country and has helped tens of thousands of homeowners realize home ownership. We are not your typical mortgage company: we foster a “family” environment, we give back to the community through dozens of charities and we love what we do!<br><br><strong>Position Summary<br><br></strong>This isn’t just another LOA job. This is your shot to work alongside Jess Uphoff, one of the highest-ranked female loan originators in the country and be part of The Concierge Team; a powerhouse branch that’s been #1 in Homeowners Financial Group 6 out of the last 7 months in 2025.<br><br>We consistently close over $100 million in business every year, which means two things:<br><br><ul><li>You’ll be busy (in the best way possible).</li><li>Your income will be steady and reliable.<br><br></li></ul>We work from home, we value work-life balance, and we believe in a work hard, play hard culture. If you love the operational side of lending, thrive under pressure, and want to be part of a fun, high-performance team, you’ll fit right in.<br><br><strong>Why this role matters<br><br></strong>You’ll be Jess’s right hand (and sometimes her left), making sure every file is on track, every detail is dialed in, and every client gets an exceptional experience. You’ll have the autonomy to run point on a lot of moving parts while knowing you’ve got the full support of a team that’s got your back.<br><br><strong>Essential Duties<br><br></strong><ul><li>This is a fully remote position</li><li>Keep multiple files moving through origination, processing, underwriting, and closing. On time, every time</li><li>Evaluate loan scenarios to match borrowers with the right product</li><li>Work directly with borrowers, agents, and partners, keeping everyone informed and confident</li><li>Review, prep, and package complete loan applications</li><li>Spot potential issues early and solve them before they become problems</li><li>Calculate income (yes, even the tricky self-employed stuff)</li><li>Review credit and look for improvement opportunities when needed</li><li>Lock loans when directed and ensure all compliance boxes are checked</li><li>Maintain accurate, up-to-date files in Encompass</li><li>Jump in on marketing and relationship-building efforts when needed</li><li>Do all of the above while keeping your cool, staying organized, and having a little fun along the way</li><li>Participates in Homeowners internal meetings and required trainings</li><li>Maintains a professional image and demonstrates an understanding of and follows all Homeowners Policies and Procedures</li><li>Other duties as assigned<br><br></li></ul><strong>Requirements<br><br></strong><strong>Qualifications</strong>:<br><br><ul><li>Active NMLS license (non-negotiable)</li><li>3+ years in mortgage lending (processing, origination, title, escrow, or underwriting)</li><li>A knack for juggling a high-volume pipeline without dropping the ball</li><li>Strong knowledge of FNMA, FHA, VA, RD, and SAFE Act guidelines</li><li>Comfort with Encompass, Optimal Blue, DU, LP, and Microsoft Office</li><li>A problem-solver who anticipates needs and takes initiative</li><li>Someone who loves being the go-to person to make sure nothing slips through the cracks</li><li>High School Diploma or equivalent required</li><li>Excellent written and verbal communication skills</li><li>Strong customer service skills to internal and external customers</li><li>Ability to develop positive relationships</li><li>Exceptional organization and time management skills</li><li>Ability to manage multiple tasks and deadlines in a fast-paced environment</li><li>Must be able to implement written procedures</li><li>Independent, self-starting, team player with a positive attitude<br><br></li></ul><strong>What’s in it for you?<br><br></strong><ul><li>A steady, reliable pipeline (no slow seasons here)</li><li>Estimated annual all-in compensation ranging from $80,000 - $120,000 determined by experience, including a tiered bonus structure that rewards performance and provides strong income growth potential.</li><li>Full benefits, including health, dental, vision, 401(k) with match, and more</li><li>The chance to work from home while staying connected to a tight-knit, top-performing team</li><li>A front-row seat to learn from one of the best in the business</li><li>If you’re the kind of person who can keep 20 plates spinning, thrive in a fast-moving environment, and still laugh with your team at the end of the day, we’d love to hear from you.<br><br></li></ul><strong>Working Conditions<br><br></strong>The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. This job may require handling objects up to 10 pounds frequently and 20 pounds occasionally. While performing the duties described herein, the employee is regularly required to sit; use hands and fingers to handle or feel in addition to talking and hearing. The employee is frequently required to stand and walk. The noise level in the work environment is usually moderate. Office environment is normally climate-controlled.<br><br>Homeowners Financial Group is an Equal Opportunity Employer. All employment is decided on the basis of qualifications, merit and business need.